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Publications
Review our annual reports, actuarial valuations and miscellaneous publications.
Tags: Mid-Career, New Hire, Pre-Retirement, Retiree
Published: September 30, 2021
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Public School Employees Retirement Credit
If you have been a member of the Public School Employees Retirement System (PSERS) and your duties have changed so that you are now a manager or supervisor and are now eligible for membership in TRS, you may be eligible to establish credit for service rendered in a public school system prior to the date you became a member of TRS.
Tags: Mid-Career, New Hire, Pre-Retirement
Published: October 6, 2021
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Live Oak Library (Virtual)
Tags: Pre-Retirement
Published: September 10, 2023
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Covered Positions
All employees who are employed one-half time or more in covered positions of the state’s public school systems, regional and county libraries, RESA units, or any other agency of and within this state by which a teacher is paid are required to be members of the TRS as a condition of employment.
Published: October 6, 2021
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The History of TRS
The Teachers Retirement System of Georgia (TRS) was established in 1943 by an act of the Georgia General Assembly to provide retirement security to those citizens who choose to dedicate their lives to educating the children and adults of Georgia.
Tags: Mid-Career, New Hire, Pre-Retirement, Retiree
Published: September 1, 2021
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Dekalb County Public Library
Tags: Pre-Retirement
Published: December 5, 2022
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Dekalb County Public Library
Tags: New Hire
Published: January 24, 2023
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Dekalb County Public Library
Tags: Mid-Career
Published: January 24, 2023
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Hall County Public Library
Tags: Mid-Career
Published: July 23, 2023
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Out of State Service
After completing six years as a contributing member of TRS, you may establish one year of credit for service rendered in a public educational institution of another state. With the completion of each additional year of Georgia service thereafter, you may establish an additional year of out-of-state service, to a maximum of ten years.
Tags: Mid-Career, New Hire, Pre-Retirement
Published: October 6, 2021
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About TRS
TRS administers the fund from which teachers in the state’s public schools, many employees of the University System of Georgia, and certain other designated employees in educational-related work environments receive retirement benefits.
Tags: Mid-Career, New Hire, Pre-Retirement, Retiree
Published: August 21, 2021
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Forms
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Tags: Mid-Career, New Hire, Pre-Retirement, Retiree
Published: August 26, 2021
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Welcome, Employers!
Our website is your source for the latest information from TRS, Georgia’s largest public employee retirement system. At TRS, we strive to provide information and materials that will enable you to fulfill your pension administration obligations for your employees.
Tags: Mid-Career, New Hire, Pre-Retirement
Published: September 20, 2021
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Welcome, Active Members!
TRS administers the fund from which teachers in the state’s public schools, many employees of the University System of Georgia, and certain other designated employees in educational-related work environments receive retirement benefits.
Tags: Mid-Career, New Hire, Pre-Retirement
Published: September 20, 2021
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Visiting Scholar Credit
A maximum of two years of service as a visiting scholar at a public college or university may be established as service credit by members who were granted a leave of absence from a unit of the University System of Georgia for such purpose.
Tags: Mid-Career, New Hire, Pre-Retirement
Published: October 6, 2021
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Elective Membership Employer Requirements
Georgia law was amended in 1976 allowing full-time public school lunchroom, maintenance, and warehouse supervisors and managers the option to elect membership in TRS.
Published: October 6, 2021
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2022 Federal Income Tax Withholding Rates
TRS processed January 2022 monthly retirement benefits using the federal income tax withholding rates for 2021, the federal rates publicly available at the time. The IRS released the 2022 rates in the second half of December, after the deadline for timely payment processing.
Published: January 27, 2022
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Eligibility For Membership
All personnel employed in a permanent status position, not less than half-time, with local boards of education, charter schools, universities and colleges, technical colleges, Board of Regents, county and regional libraries, RESA’s, and certain State of Georgia agencies are required to be members as a condition of employment.
Tags: New Hire
Published: September 28, 2021
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Eligibility For Membership
All personnel employed in a permanent status position, not less than half-time, with local boards of education, charter schools, universities and colleges, technical colleges, Board of Regents, county and regional libraries, RESA’s, and certain State of Georgia agencies are required to be members as a condition of employment.
Tags: Mid-Career, New Hire, Pre-Retirement
Published: October 5, 2021
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Frequently Asked Questions Regarding COVID-19
Frequently Asked Questions Regarding COVID-19 and Teachers Retirement System for Members, Retirees, and Employers
Tags: Mid-Career, New Hire, Pre-Retirement, Retiree
Published: May 20, 2020
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Vesting
Vesting is a key concept, but many people are not familiar with the benefits of this important milestone.
Tags: Mid-Career, New Hire, Pre-Retirement
Published: September 28, 2021
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Hello, Mid-Career Members!
You have been an educator for several years now, but you still have a number of years remaining before you can fully plan your retirement. However, now is the perfect time to acquaint yourself with specific details regarding your forthcoming TRS pension benefit.
Tags: Mid-Career
Published: October 5, 2021
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Supplementing Your TRS Benefit
Published: October 6, 2021
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Ms. Miriam Shook
Published: July 25, 2022
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Hello, New Members!
Published: September 28, 2021
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Hosting a TRS Event
Planning for retirement needs to be a priority for our members—the earlier they start, the better off they will be!
Tags: Mid-Career, New Hire, Pre-Retirement, Retiree
Published: August 31, 2021
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Mr. Christopher M. Swanson
Mr. Swanson is an AP Economics teacher at Newnan High School and the chair of the Social Studies department in Meriwether County.
Published: September 18, 2021
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Your Monthly Benefit Payment
Tags: Retiree
Published: September 20, 2021
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Beneficiary Designees
As you retire and select your plan of retirement, you will also be selecting primary and secondary beneficiaries. If you choose a beneficiary who is more than ten years younger than you, who is not your spouse, your benefit may be subject to the required minimum distribution incidental benefit (MDIB) rules of the Internal Revenue Service
Published: September 27, 2021
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Legislation
The Teachers Retirement System of Georgia administers its benefits and programs in accordance with applicable state and federal law, and administrative rules. Title 47 of the Official Code Georgia (O. C. G. A.) assigns the authority to establish and amend the provisions of TRS to the State Legislature. State law outlines specific details for state retirement systems, including vesting periods, employee contribution rates, benefit formulas, and retirement eligibility.
Tags: Mid-Career, New Hire, Pre-Retirement, Retiree
Published: August 26, 2021
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Privacy Policy
Welcome to the Teachers Retirement System of Georgia’s (TRS) website (the/this “Site”). Please read this visitor agreement and terms of service; by visiting and using this Site, you accept the following terms:
Published: August 27, 2021
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Confidentiality Policy
At the Teachers Retirement System of Georgia (TRS), we are committed to honoring the privacy of our members. In an effort to protect our members, we adhere to a strict policy regarding the release of confidential information. The TRS Confidentiality Policy helps to ensure that the release of personal information to a third party is authorized by the member or a properly executed power of attorney or guardian.
Published: August 27, 2021
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Governance
A Board of Trustees administers the Teachers Retirement System of Georgia (TRS). State statutes provide that the administration of the System be vested in a ten-member Board of Trustees
Published: August 30, 2021
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Board of Trustees & Investment Committee Meetings
Upcoming board and/or committee meetings information and agenda(s).
Tags: Mid-Career, New Hire, Pre-Retirement, Retiree
Published: March 19, 2024
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Dr. Marion Fedrick
Marion Ross Fedrick was appointed as the 10th president of Albany State University on August 14, 2018, by the University System of Georgia Board of Regents.
Published: September 18, 2021
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Mr. Greg S. Griffin
Mr. Griffin currently serves as the State Auditor of Georgia. He was appointed to that position by Governor Nathan Deal.
Published: September 18, 2021
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Mr. Steve McCoy
Steve McCoy is the Georgia State Treasurer. The Treasurer serves as cash management officer for Georgia on behalf of the State Depository Board responsible for managing over $30 billion of state and local government investments
Published: September 18, 2021
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Partial Lump Sum Option Plan (PLOP)
At retirement, in addition to selecting Plan A (maximum plan) or Plan B (survivorship plan), you may also elect to receive a one time lump-sum distribution (cash payment) in addition to your monthly retirement benefit.
Published: September 18, 2021
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Unused Sick Leave Credit at Retirement
At retirement, TRS members can establish credit for unused sick leave earned with current and previous TRS employers. If you haven’t been saving your sick leave up until now, you really should start. The more unused sick leave days you have at retirement, the earlier you can retire and the larger your monthly benefit.
Published: September 27, 2021
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Maximizing Your Benefit
As a member of TRS, the amount you contribute is determined by law, so you may not increase your contribution amount in an effort to increase your retirement benefit.
Tags: Mid-Career
Published: October 5, 2021
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Social Security Offset
Your TRS retirement benefit is not reduced, or affected in any way, by a benefit you are eligible to receive from the Social Security Administration (SSA).
Tags: Pre-Retirement
Published: October 5, 2021
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Military Service
Georgia law contains several provisions for the establishment of up to 5 years of retirement credit for periods of active duty military service in the armed forces of the United States. If you have military service prior to 1955, please contact our office.
Tags: Mid-Career, New Hire, Pre-Retirement
Published: October 6, 2021
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Study Leave
You may be eligible to establish retirement credit for periods of full-time graduate study.
Tags: Mid-Career, New Hire, Pre-Retirement
Published: October 6, 2021
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Limitations to Using Sick Leave
Unused sick leave credit is allowed for Georgia teaching service. Eligible service includes withdrawn and repurchased Georgia teaching service as well as service purchased or transferred from local retirement plans.
Tags: Mid-Career, New Hire, Pre-Retirement
Published: October 6, 2021
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Hiring TRS Retirees
Retired members of the Teachers Retirement System of Georgia (TRS) have the ability to be employed on either a full or part-time basis under certain terms and conditions.
Published: October 6, 2021
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Membership Exceptions
Any vested member of TRS who becomes an employee of an employer normally covered by the Employees’ Retirement System (ERS) can elect to remain a member of TRS.
Published: October 7, 2021
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Unused Sick Leave Credit at Retirement
At retirement, TRS members can establish credit for unused sick leave earned with current and previous TRS employers. If you haven’t been saving your sick leave up until now, you really should start. The more unused sick leave days you have at retirement, the earlier you can retire and the larger your monthly benefit.
Published: October 7, 2021
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Mid-Career Workshop
Tags: Mid-Career
Published: September 29, 2022
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New Hire Workshop
Tags: New Hire
Published: September 29, 2022
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Pre-Retirement Workshop
Tags: Pre-Retirement
Published: September 29, 2022
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How TRS Benefits You!
Your retirement plan is a defined benefit plan which requires contributions from you and your employer, is determined by a formula based on your years of service and/or age and your final average salary, and will be paid to you throughout your lifetime.
Tags: Mid-Career, New Hire, Pre-Retirement
Published: September 28, 2021
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Insurance
The main purpose of having insurance is to hedge against risk. There is a small percentage of Americans that are fully self-insurable—meaning that they have enough assets to cover any financial liabilities that may occur due to health issues or damage to property and intangible assets.
Tags: Mid-Career
Published: October 5, 2021
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Membership Eligibility
All personnel employed in a permanent status position not less than half-time by a TRS reporting employer are TRS members in accordance with Georgia law.
Published: October 6, 2021
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