404 : Page not found
Return HomeThe page you are looking for may have been moved, you may have to update any bookmarks. See below for any matches.
New Hire Events
Many people are unable to retire because they started saving too late in life. But not you! You are lucky because as a member of TRS, you and your employer begin contributing toward your retirement your very first day of work. How many people can say they will be guaranteed a retirement benefit for life?
View Page
Published: August 31, 2021
TRS Launches New Website
The Teachers Retirement System of Georgia is pleased to announce the launch of our new website!
View Page
Published: April 30, 2018
New Member Workshop
Many people are unable to retire because they started saving too late in life. But not you! You are lucky because as a member of TRS, you and your employer begin contributing toward your retirement your very first day of work.
View Page
Tags: New Hire
Published: October 6, 2021
Published: October 6, 2021
New Podcast Episode: From the TRS Vault: The Retirement Application Process Part II
View Page
Published: May 15, 2023
New TRS Podcast Episode
In the fall, open enrollment season causes members to reflect on what benefits they currently have and what they will probably need during the upcoming year.
View Page
Published: November 21, 2022
New Podcast Episode: From the TRS Vault - The Retirement Application Process Revisited
View Page
Tags: Pre-Retirement
Published: February 27, 2023
Published: February 27, 2023
New Podcast Episode: What Makes a Happy Retiree? Featuring Best-Selling Author Wes Moss!
View Page
Published: March 20, 2023
New Podcast Episode: How GREA Benefits You! – Featuring Dr. Bill Sloan and Dr. Henrietta Gray
View Page
Published: June 27, 2023
New Podcast Episode: How to Become a Wealthy Teacher Featuring Danny Kofke
How do you become a wealthy teacher? TRS podcast host, Everett Crockett talks to Danny Kofke, former teacher, author, and returning podcast guest, to discuss habit-forming tactics to build financial margins, how the TRS retirement benefit helps with financial goals and more.
View Page
New Podcast Episode: Health Plan Decisions Made Easy: For Active & Retired Members feat. Louis Amis
View Page
Published: October 24, 2023
New Podcast Episode: 2023 TRS Rewind: Cheers to Resilience, Retirement, and Rolling With the Changes in 2023
Year 2023 was one for the books! TRS podcast host, Everett Crockett, and TRS Executive Director, Dr. L.C. (Buster) Evans, dove deep into triumphs and challenges, discussed market performance, member milestones, tips for maximizing your TRS benefit, and more. Please join us for this special end-of-year episode of Your Retirement in Focus on our multimedia podcast page.
View Page
Published: January 2, 2024
New Podcast Episode: From Classroom to Cash Flow: Building Wealth as an Educator feat. Yahrasiel Colbert, Ed.S.
Financial literacy isn't just crucial for managing personal finances; it's a tool to empower yourself and your students. Yahrasiel Colbert, Ed.S., author and consultant, talks about the four unique financial hurdles educators may face, the “beauty of compound interest”, resources for budgeting and setting achievable financial goals, and more.
View Page
Residency Maps
New residency maps are now available to view populations of TRS retirees and active members by City, County, State Senate District, State House District, or U.S. Congressional District.
View Page
Published: July 30, 2019
Furloughs and TRS Earnable Compensation
Current economic conditions and reduced revenue collections due to the Covid-19 pandemic have resulted in employers planning for reducing budgets in FY 2021 by several methods such as furloughs, salary reductions and reductions of contracted work days, which will have an impact on the amount of earnable compensation to be reported to TRS
View Page
Published: June 5, 2020
Board of Trustees & Investment Committee Meetings
Upcoming board and/or committee meetings information and agenda(s).
View Page
Frequently Asked Questions Regarding COVID-19
Frequently Asked Questions Regarding COVID-19 and Teachers Retirement System for Members, Retirees, and Employers
View Page
Video: Economic Impact of Teacher Pensions in Georgia
A detailed look at how TRS retirees contribute to the economic success of Georgia.
View Page
Published: November 20, 2019
Important Updates About Your 2021 Benefit!
Happy 2021 retirees and we hope that this year is off to a great start! You may have noticed a difference in your January, 2021, benefit.
View Page
Tags: Retiree
Published: January 5, 2021
Published: January 5, 2021
Board of Trustees' Sets:
In its annual meeting held today, May 11, 2022, the Board of Trustees adopted the following maximum IRS Salary Limits that can be used by the Teachers Retirement System of Georgia (TRS) to compute a member’s highest two-year average salary
View Page
2022 Federal Income Tax Withholding Rates
TRS processed January 2022 monthly retirement benefits using the federal income tax withholding rates for 2021, the federal rates publicly available at the time. The IRS released the 2022 rates in the second half of December, after the deadline for timely payment processing.
View Page
Published: January 27, 2022
TRS Awarded the Certificate of Achievement for Excellence in Financial Reporting from the Government Finance Officers Association of the United States and Canada (GFOA)
The Teachers Retirement System of Georgia is pleased to announce that the annual comprehensive report for the fiscal year ended June 30, 2021, received the GFOA’s Certificate of Achievement for Excellence in Financial Reporting.
View Page
Published: July 11, 2022
1099-R IRS Forms for Tax Year 2023
Retirees may download their 1099R forms now by logging into your account.
View Page
FY 2020 Salary Limit & FY 2021 Contribution Rate Memo
In its annual meeting on May 15, 2019, the TRS Board of Trustees adopted maximum salary increases for fiscal year 2020 along with the employee and employer contribution rates for fiscal year 2021.
View Page
Published: May 29, 2019
FY2021 Annual Membership Statements Are Available
Active members may now access their membership statements online via their TRS account. The statements provide valuable account information, such as an account balance, the lump-sum value of an account, estimated projections, as well as beneficiary and service credit information.
View Page
Effective Immediately for Workshops and Counseling Sessions
Due to the directive from Governor Kemp, TRS is suspending all in-person workshops and counseling sessions until further notice.
View Page
Published: March 13, 2020
A Message to Our Members About the Coronavirus from Executive Director L.C. Buster Evans
We are grateful to have the opportunity to serve our members by ensuring that you have a benefit that you can count on. There is a lot of uncertainty right now but I want to assure you that we are closely monitoring important developments.
View Page
Retirees: Have Questions Regarding Health Insurance Deductions?
Retirees: Do you have questions regarding the Health Insurance deduction from your monthly payment?
View Page
Tags: Retiree
Published: January 17, 2020
Published: January 17, 2020
Cost Calculation Requests Now Available Online
To request a service purchase cost calculation, simply click the myTRS Log In button and log in to your account.
View Page
Published: March 29, 2019
Legislative Update 2019
During the legislative session, TRS posts legislative updates from the Georgia General Assembly that may affect the teachers pension system. Pending legislation is sponsored by members of the Georgia House or Senate, and does not become law until the Governor signs the bill. TRS does not draft or lobby for/against any legislation.
View Page
Published: February 25, 2019
1099Rs for Tax Year 2018
1099Rs were mailed on Wednesday, January 23rd. You can download your 2018 1099R now by logging into your account.
View Page
Published: January 11, 2019
Georgia is Counting on You
Census data powers much of what we do. Government, business, and many social activities and programs are affected by Census data.
View Page
Published: September 14, 2020
Salary Limitations
In a TRS board meeting held on June 24, 2020, the TRS Board of Trustees adopted the following maximum salary increases for FY 2021 that can be used by the Teachers Retirement System of Georgia (TRS) to compute a member’s highest two-year average salary
View Page
Published: July 1, 2020
Important Topics for New Members Part 1: TRS Membership, the Member Portal, & Beneficiaries
/library/images/media/Episode-15-Part-1-Podcast.png
View Page
Published: July 26, 2021
Important Topics for New Members Part 2: Planning Early and Compound Interest
/library/images/media/Episode-15-Part-2-Podcast-.png
View Page
Published: July 26, 2021
Important Topics for New Members Part 4 of 4: TRS Benefit and Contribution Plans & Additional Resources
/library/images/media/Episode-15-Part-4-Podcast.jpg
View Page
Published: August 16, 2021
TRS New Member Video: What You Need to Know about Retirement Right Now
/library/images/media/TRS New Member Video 2023.png
View Page
Published: January 31, 2023
Mid-Career Events
As you continue your career as an educator, it is important to revisit your retirement plan and stay abreast of new information and legislation that may affect your retirement benefit. This workshop will provide you with an overview about the services TRS offers, along with an update on what’s going on in the retirement arena-both at TRS and in the state legislature.
View Page
Published: August 31, 2021
Retiree Events
We have created a workshop aimed at keeping you informed throughout your retirement, including information about what’s new at TRS, membership statistics, a financial update, as well as any legislation that may affect you.
View Page
Tags: Retiree
Published: August 31, 2021
Published: August 31, 2021
Mr. Christopher M. Swanson
Mr. Swanson is an AP Economics teacher at Newnan High School and the chair of the Social Studies department in Meriwether County.
View Page
Published: September 18, 2021
Name Changes in Retirement
In the event your name changes during retirement, you must mail in the following to TRS: a letter requesting the name change, signed with your new name, along with documentation (marriage certificate, divorce decree, etc.) verifying the name change.
View Page
Tags: Retiree
Published: September 28, 2021
Published: September 28, 2021
Beneficiary Information – Retirees
As a retiree, there are very limited instances where you can change your beneficiary. Should your beneficiary predecease you, you can make new beneficiary designations according to the provisions of the retirement plan under which you retired.
View Page
Tags: Retiree
Published: September 28, 2021
Published: September 28, 2021
Death of a Beneficiary
As a retiree, should your beneficiary predecease you, you can make new beneficiary designations according to the provisions of the retirement plan under which you retired.
View Page
Tags: Retiree
Published: September 28, 2021
Published: September 28, 2021
Mid-Career Workshop
As you continue your career as an educator, it is important to revisit your retirement plan and stay abreast of new information and legislation that may affect your retirement benefit.
View Page
Tags: Mid-Career
Published: October 6, 2021
Published: October 6, 2021
Enrolling Employees in TRS
New employees are automatically enrolled as members of TRS based on the information you submit in the monthly employee detail file. Each new member receives a welcome letter, which includes instructions on how to register for an online TRS account.
View Page
Published: October 6, 2021
Disability Retiree Employment
If you plan to hire a TRS retiree who retired under disability retirement, you must complete the Employment Verification Form and submit to TRS prior to hiring.
View Page
Published: October 6, 2021
How TRS Benefits You!
Your retirement plan is a defined benefit plan which requires contributions from you and your employer, is determined by a formula based on your years of service and/or age and your final average salary, and will be paid to you throughout your lifetime.
View Page
Hosting a TRS Event
Planning for retirement needs to be a priority for our members—the earlier they start, the better off they will be!
View Page
Hello, Mid-Career Members!
You have been an educator for several years now, but you still have a number of years remaining before you can fully plan your retirement. However, now is the perfect time to acquaint yourself with specific details regarding your forthcoming TRS pension benefit.
View Page
Tags: Mid-Career
Published: October 5, 2021
Published: October 5, 2021
Welcome, Active Members!
TRS administers the fund from which teachers in the state’s public schools, many employees of the University System of Georgia, and certain other designated employees in educational-related work environments receive retirement benefits.
View Page
How Contributions Work
In order to successfully plan for your retirement, you need to understand how contributions are made to your TRS account. Your pension is funded by 3 sources: member contributions, employer contributions, and investment earnings.
View Page
Suspending or Terminating Benefit Payment
If you return to work in a position that does not allow you to continue receiving your monthly benefit payment, you will have the choice to terminate or suspend your retirement.
View Page
Tags: Retiree
Published: October 5, 2021
Published: October 5, 2021
Changing Your Plan of Retirement
After you begin receiving a monthly retirement benefit, if you have chosen Plan A (Maximum Plan) or Plan B Option 1, you cannot change to a survivorship plan, which allows a monthly benefit to be passed to a beneficiary at your death.
View Page
Tags: Retiree
Published: October 5, 2021
Published: October 5, 2021
Insurance
The main purpose of having insurance is to hedge against risk. There is a small percentage of Americans that are fully self-insurable—meaning that they have enough assets to cover any financial liabilities that may occur due to health issues or damage to property and intangible assets.
View Page
Tags: Mid-Career
Published: October 5, 2021
Published: October 5, 2021
Start Retirement Planning
The short answer is now! If you are already asking yourself questions about preparing for your financial future, it’s time to start planning!
View Page
State of Georgia Employment
If you were previously a member of the Employees’ Retirement System of Georgia (ERS) and withdrew your funds, you may establish this service with TRS. You are eligible to purchase your ERS withdrawn service after you have completed the required number of years of active TRS membership.
View Page
Workshops and Counseling
TRS understands you may have questions and concerns regarding your retirement future. So we offer a variety of workshops and individual counseling sessions specifically designed to address different career stages.
View Page
Additional Compensation Information
In addition to earnable compensation listed under Compensation and TRS Contributions, leadership employees’ contracts may include additional components that are considered earnable compensation for TRS purposes
View Page
Published: October 6, 2021
Member Account Information Requests
At the Teachers Retirement System of Georgia (TRS), we are committed to honoring the privacy of our customers. In an effort to protect our members, we have tightened our policy regarding the release of confidential information.
View Page
Published: October 6, 2021
How to Submit Your Report Electronically
All employers are now required to submit reports electronically by logging on to the Employer Desktop on our website. You may follow the steps below.
View Page
Published: October 7, 2021
Legislation
The Teachers Retirement System of Georgia administers its benefits and programs in accordance with applicable state and federal law, and administrative rules. Title 47 of the Official Code Georgia (O. C. G. A.) assigns the authority to establish and amend the provisions of TRS to the State Legislature. State law outlines specific details for state retirement systems, including vesting periods, employee contribution rates, benefit formulas, and retirement eligibility.
View Page
Central Georgia Technical College: Pre-Retirement
View Page
Tags: Pre-Retirement
Published: July 2, 2022
Published: July 2, 2022
Post-Retirement Workshop
We have created a workshop aimed at keeping you informed throughout your retirement about what’s going on at TRS, a financial update, as well as any legislation that may affect you.
View Page
Tags: Retiree
Published: October 6, 2021
Published: October 6, 2021
Fraud Prevention
As a TRS member, you may receive solicitations from financial services companies that are representing themselves as TRS and communicating pension plan information in ways that may be incorrect or aimed at enhancing their own commissions.
View Page
Published: March 15, 2023
Confidentiality Policy
At the Teachers Retirement System of Georgia (TRS), we are committed to honoring the privacy of our members. In an effort to protect our members, we adhere to a strict policy regarding the release of confidential information. The TRS Confidentiality Policy helps to ensure that the release of personal information to a third party is authorized by the member or a properly executed power of attorney or guardian.
View Page
Published: August 27, 2021
Post-Retirement Seminar @ Clayton State University
View Page
Tags: Retiree
Published: March 25, 2024
Published: March 25, 2024
2021 Retiree Underwithheld Federal Income Tax Frequently Asked Questions (FAQ)
If you are a TRS retiree with federal income tax withholding for January and February that was lower than the appropriate amount for your monthly benefit, please refer to the frequently asked questions below to find answers about the issue and resources available to you.
View Page
Tags: Retiree
Published: September 28, 2021
Published: September 28, 2021
Risk & Debt Management
As you move through your career, it is important that you learn how to recognize risks and manage them, along with any debt that you may have, while they can still be managed.
View Page
Hiring Employees Vested In ERS of Georgia
Legislation (HB 661) was passed and became effective July 1, 1998, that allows any vested member of the Employees’ Retirement System (ERS) who becomes an employee of an employer normally covered by TRS to remain a member of the ERS
View Page
Published: October 6, 2021
Hiring TRS Retirees
Retired members of the Teachers Retirement System of Georgia (TRS) have the ability to be employed on either a full or part-time basis under certain terms and conditions.
View Page
Published: October 6, 2021