404 : Page not found
Return HomeThe page you are looking for may have been moved, you may have to update any bookmarks. See below for any matches.
Video: Economic Impact of Teacher Pensions in Georgia
A detailed look at how TRS retirees contribute to the economic success of Georgia.
View Page
Published: November 20, 2019
TRS New Member Video: What You Need to Know about Retirement Right Now
/library/images/media/TRS New Member Video 2023.png
View Page
Published: January 31, 2023
Shining the Light on Your TRS Beneficiary
At all stages of your career, it is very important to keep your TRS beneficiaries updated. The beneficiaries you select for your TRS account are different than beneficiaries selected at open enrollment and the information in your TRS account supersedes information in will, divorce decrees, etc.
View Page
Published: September 20, 2022
Workshops and Counseling
TRS understands you may have questions and concerns regarding your retirement future. So we offer a variety of workshops and individual counseling sessions specifically designed to address different career stages.
View Page
Determining Your Retirement Benefit
Your retirement benefit is calculated by using the percentage of salary formula. Simply stated, two percent is multiplied by your years of creditable service, including partial years (not to exceed 40 years).
View Page
Calculating Your Benefit
Your retirement benefit is calculated by using the percentage of salary formula. Simply stated, two percent is multiplied by your years of creditable service, including partial years (not to exceed 40 years).
View Page
Insurance
The main purpose of having insurance is to hedge against risk. There is a small percentage of Americans that are fully self-insurable—meaning that they have enough assets to cover any financial liabilities that may occur due to health issues or damage to property and intangible assets.
View Page
Tags: Mid-Career
Published: October 5, 2021
Published: October 5, 2021
Investment Committee Meeting
Upcoming board and/or committee meetings information and agenda(s).
View Page
Privacy Policy
Welcome to the Teachers Retirement System of Georgia’s (TRS) website (the/this “Site”). Please read this visitor agreement and terms of service; by visiting and using this Site, you accept the following terms:
View Page
Published: August 27, 2021
Hosting a TRS Event
Planning for retirement needs to be a priority for our members—the earlier they start, the better off they will be!
View Page
Effective Immediately for Workshops and Counseling Sessions
Due to the directive from Governor Kemp, TRS is suspending all in-person workshops and counseling sessions until further notice.
View Page
Published: March 13, 2020
A Message to Our Members About the Coronavirus from Executive Director L.C. Buster Evans
We are grateful to have the opportunity to serve our members by ensuring that you have a benefit that you can count on. There is a lot of uncertainty right now but I want to assure you that we are closely monitoring important developments.
View Page
Economic Impact
Teacher pensions play a vital role in Georgia's economy. This brochure provides a detailed look at how TRS retirees contribute to the economic success of this great State.
View Page
Published: September 17, 2021
Preparing Your Employees For Retirement
In an effort to assist your employees, TRS has developed a list of things you can do to help ease the retirement process-for both of you.
View Page
Published: October 7, 2021
Post-Retirement Statewide Seminar at Chattahoochee Technical College
View Page
Tags: Retiree
Published: May 11, 2022
Published: May 11, 2022
Fraud Prevention
As a TRS member, you may receive solicitations from financial services companies that are representing themselves as TRS and communicating pension plan information in ways that may be incorrect or aimed at enhancing their own commissions.
View Page
Published: March 15, 2023
Board of Trustees' Sets:
In its annual meeting held today, May 11, 2022, the Board of Trustees adopted the following maximum IRS Salary Limits that can be used by the Teachers Retirement System of Georgia (TRS) to compute a member’s highest two-year average salary
View Page
Plan B
Plan B provides members with 6 survivorship options: Option 1 allows you to possibly leave a lump-sum payment, but no monthly benefit, to a beneficiary(ies) after your death; and Options 2-4 allow you to provide a continuing monthly benefit to a beneficiary(ies) after your death.
View Page
Published: September 17, 2021
Disability Retirement
A TRS member who is mentally or physically disabled, and who has an active account and at least 10 years service credit is eligible to apply for disability retirement. The inability to satisfactorily perform one’s current work duties, due to health reasons, is the major factor in determining ‘disability.’
View Page
2021 Retiree Underwithheld Federal Income Tax Frequently Asked Questions (FAQ)
If you are a TRS retiree with federal income tax withholding for January and February that was lower than the appropriate amount for your monthly benefit, please refer to the frequently asked questions below to find answers about the issue and resources available to you.
View Page
Tags: Retiree
Published: September 28, 2021
Published: September 28, 2021
How TRS Benefits You!
Your retirement plan is a defined benefit plan which requires contributions from you and your employer, is determined by a formula based on your years of service and/or age and your final average salary, and will be paid to you throughout your lifetime.
View Page
How Contributions Work
In order to successfully plan for your retirement, you need to understand how contributions are made to your TRS account. Your pension is funded by 3 sources: member contributions, employer contributions, and investment earnings.
View Page
At 40 Years of Service
If you have at least forty years of service credit, you may elect to discontinue your contributions to TRS, as 40 years is the maximum number of years your retirement calculation can be based upon. Per Georgia law, this election is irrevocable.
View Page
Start Retirement Planning
The short answer is now! If you are already asking yourself questions about preparing for your financial future, it’s time to start planning!
View Page
Hello, Mid-Career Members!
You have been an educator for several years now, but you still have a number of years remaining before you can fully plan your retirement. However, now is the perfect time to acquaint yourself with specific details regarding your forthcoming TRS pension benefit.
View Page
Tags: Mid-Career
Published: October 5, 2021
Published: October 5, 2021
Suspending or Terminating Benefit Payment
If you return to work in a position that does not allow you to continue receiving your monthly benefit payment, you will have the choice to terminate or suspend your retirement.
View Page
Tags: Retiree
Published: October 5, 2021
Published: October 5, 2021
Changing Your Plan of Retirement
After you begin receiving a monthly retirement benefit, if you have chosen Plan A (Maximum Plan) or Plan B Option 1, you cannot change to a survivorship plan, which allows a monthly benefit to be passed to a beneficiary at your death.
View Page
Tags: Retiree
Published: October 5, 2021
Published: October 5, 2021
Retirement Benefit Options
Although you are probably years away from having to select a retirement plan, it doesn’t hurt to have a general understanding of the TRS plans available.
View Page
Tags: Mid-Career
Published: October 5, 2021
Published: October 5, 2021
Suspending or Terminating Retirement
If a TRS retiree returns to work in any capacity other than what is listed above as acceptable employment, he or she may work one-half time or greater in a TRS-covered position and either suspend or terminate his or her retirement benefit.
View Page
Published: October 7, 2021
Salary Limitations
In a TRS board meeting held on June 24, 2020, the TRS Board of Trustees adopted the following maximum salary increases for FY 2021 that can be used by the Teachers Retirement System of Georgia (TRS) to compute a member’s highest two-year average salary
View Page
Published: July 1, 2020
FY 2020 Salary Limit & FY 2021 Contribution Rate Memo
In its annual meeting on May 15, 2019, the TRS Board of Trustees adopted maximum salary increases for fiscal year 2020 along with the employee and employer contribution rates for fiscal year 2021.
View Page
Published: May 29, 2019