Plan A


No Monthly Benefit to a Beneficiary

This plan provides you with the largest possible monthly lifetime benefit for you for the remainder of your life. Under this plan, the contributions and interest you made during your active employment are reduced monthly from your gross benefit payment. In most cases, your contributions and interest will be depleted within 18 months of your retirement. However, your monthly benefits will continue for the remainder of your life.

At your death, the monthly benefits stop and your beneficiary is not entitled to receive a monthly benefit. If your death occurs before you have received, in monthly payments, the total amount of your contributions and interest, the remaining funds will be paid in a lump-sum to your designated beneficiary.  You may change your beneficiary designations at any time under this plan of retirement.

To estimate your monthly lifetime benefit for the Maximum Plan you may calculate it yourself by using the retirement formula (2% times years of creditable service, times your highest consecutive 24 months of membership salary) or you may refer to the pension calculator on our website. If you are within 5 years of retirement, you may login to your online TRS account and generate a benefit estimate using current data from your TRS account.


Pension Calculator