The Funding of Your TRS Account

How is my account with TRS funded?

All members of TRS currently contribute 6.00% of earnable compensation* to TRS by payroll deduction. Earnable compensation is defined as the full regular compensation payable to a member for his full normal working time. Contributions are made on a before-federal tax basis.

In addition to your contributions, your employer also contributes to TRS. The employer contribution helps fund TRS for current and future retirement benefits and is not part of any individual member’s account.

In accordance with Georgia law, your TRS account cannot be levied, garnished, or attached, and you may not assign payment of your benefits to another person or entity. The only exception is payment of eligible benefits to your designated beneficiaries at your death.

Neither your contributions nor interest as an active member or your monthly benefit as a retiree can be divided through a divorce decree or a Qualified Domestic Relations Order (QDRO).